How Much Does Adoption Cost in Maryland?

 Posted on February 28, 2026 in Family Law

Adoption is an incredibly exciting new chapter for a family. Before you take the first step, though, it’s important to understand what the financial impact will be.

The cost of adoption in Maryland in 2026 varies widely depending on the type of adoption. A White Marsh adoption lawyer can help you understand what to expect and plan accordingly.

What Are the Main Types of Adoption in Maryland, and How Do Their Costs Differ?

The type of adoption you choose is the biggest factor in cost. Each path has different requirements, timelines, and price tags.

Private Domestic Adoption

Private domestic adoption involves adopting a child born in the United States through an agency or an independent arrangement. Costs can range from around $20,000 to $45,000 or more. These costs often include:

• Home study fees
• Agency fees
• Legal fees
• Birth parent counseling and support costs
• Court filing fees

Independent adoptions, where you work directly with a birth parent rather than an agency, can sometimes cost less but are more legally complex.

Foster Care Adoption

Adopting through Maryland's foster care system is the most affordable option. In many cases, the state covers most or all of the costs. Families who adopt children from foster care may also qualify for ongoing adoption assistance payments under Maryland regulations (including COMAR 07.02.12.05 and COMAR 07.02.12.06). These programs provide monthly and medical assistance to families who adopt children with special needs or other factors that make placement more difficult.

If cost is a major concern, foster care adoption is worth exploring.

International Adoption

International adoption has become far less common in recent years due to changing laws in many countries. It is typically the most expensive option, often exceeding $40,000 to $50,000. Costs include home studies, foreign agency fees, immigration fees, travel, and legal work in two countries.

Stepparent or Relative Adoption

If you are adopting a stepchild or a relative's child, costs are generally much lower. You may only need to pay court filing fees and attorney fees, which can total a few thousand dollars. These cases are often more straightforward legally, though they still require court approval in Maryland.

What Other Costs Should I Plan For When Adopting in Maryland?

There are several additional expenses to adoption that many families do not think about upfront.

Home Study

Required for most adoptions, a home study involves background checks, interviews, and home visits. In Maryland, this typically costs between $1,500 and $3,000.

Legal Fees

An adoption attorney is essential for reviewing contracts, filing paperwork, and representing you in court. Fees vary by case.

Court Costs

Maryland courts charge filing fees, which are generally a few hundred dollars.

Post-Placement Visits

After a child is placed with you but before the adoption is finalized, a social worker will typically conduct follow-up visits. These may be included in your agency fee or billed separately.

Are There Any Financial Resources to Help Cover Maryland Adoption Costs?

Yes, families pursuing adoption have several options to help offset costs:

• Federal adoption tax credit: For 2026, families may be eligible for a federal tax credit for qualifying adoption expenses. The IRS updates this amount annually, so confirm the current figure with a tax professional.
• Employer benefits: Some employers offer adoption assistance programs. Check with your HR department.
• State assistance: Maryland offers adoption assistance for children as outlined above.
• Grants and loans: Nonprofit organizations and private lenders offer adoption-specific grants and financing options.

Call an Easton Adoption Lawyer Today

Having the right legal team for your adoption matters. At Zide Law Group, LLC, our attorneys provide each client with focused, supportive, and personalized attention throughout the process. Our team brings true legal counseling to every family law case.

Our firm has over 50 years of combined experience, and the majority of our team has worked together for 10 years, making us an effective, seamless team. Call Zide Law Group, LLC at 410-760-9433 to speak with one of our White Marsh, MD adoption attorneys today.